Thomas M Turner Jr. is an award winning Loan Originator with Peoples Mortgage Company. He has 21 years' experience with VA, FHA, USDA, and Conventional Loans, and is licensed in Utah, California, Texas, Arizona and Washington.

By working closely with his clients Tom's experience lies not only in supporting and identifying the right product, but also in the practicality of achieving financial goals and home ownership.

Understanding FICO and Managing Your Personal Credit was created and authored by Thomas to support his dedication to his local Veterans. He also is a Certified Instructor with the Utah Division of Real Estate where he shares his class to educate local real estate agents. For more home financing options visit: VA-tom.com